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Discussion Starter · #1 ·
:cry:
Just got my insurance renewal for 2004. Last year my bike insurance was $1340.00
This year they want $1610.00!!!!

Thats a 20% increase!!

Oh ya and our new Premier said he would make the insurance companies hold the line and not increase the rates.
Lets see.......thats about the 8th promise this Fiberal governmant has broken.
 

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Insurance

Try progressive on web but call after quote for better price I got another $100.00 for owning a home even though they don't insure it. My cost full coverage <1000.00
Good luck,
Mark
 

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Donny Boy,

I think that I would start shopping. I don't pay that much for house insurance, two cars, two bikes.

Bulldog
 
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Insurance

Try Bike-Line.com for insurance quote. The company has a good rating with AM Best. I just switch from State Farm to Bike Line for less cost for more coverage in FL

Jess
 

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Hmmmm...I'm about $460/year with Country Companies, and I thought that was still a bit high. Although, when I got the wing, I was with Progressive, and it was over $600 for the same coverage.
 

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2021 Red/Black Goldwing Tour DCT
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Don't forget

Don't forget that is Canadian money that Don is spending :roll:




The real Ed Norton :beer2:
 

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May be....

That may be Canadian $$ but it is still very high. I pay about $330 for yearround full coverage. Sure hope it does not go up when I renew in April.
 

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Luther Hitt, your annual BikelinE rate is... $693.00



Start your policy immediately using your credit card for just $171.32! To start coverage today with a credit card, call 1-800-236-BIKE (2453) and give the BikelinE Motorcycle / ATV insurance specialist quote number Q1443890.



--------------------------------------------------------------------------------

Quote Summary
Please verify all information is correct.
Driver Information Driver 1 Driver 2
Name: Luther Hitt N/A
Birth Date: 8/29/1948 N/A
Motorcycle / ATV Information Motorcycle / ATV 1 Motorcycle / ATV 2
Primary Location Zip Code: 12788 12788
Primary Location State: NY NY
Model Year: 2001 1994
Make: HONDA HONDA
Model: GL1800A1 GOLDWING VF750CR MAGNA
Engine Size (CC's): 1832 750
Accessory Package: 3000 500
Coverage Information - Motorcycle / ATV 1
Bodily Injury Liability 25000/50000 $13
Property Damage Liability 10000 $6
Passenger Liability 25000/50000 $13
Pedestrian PIP 50000 $7
Optional Basic Economic Loss 25000 $7
Supplementary UM 25000/50000 $22
Comprehensive 200 Deductible $147
Collision 200 Deductible $219
Medical Payments 5000/100 $63
Total Motorcycle / ATV 1 $497
Coverage Information - Motorcycle / ATV 2
Bodily Injury Liability 25000/50000 $12
Property Damage Liability 10000 $5
Passenger Liability 25000/50000 $11
Pedestrian PIP 50000 $7
Optional Basic Economic Loss 25000 $7
Supplementary UM 25000/50000 $22
Comprehensive 200 Deductible $30
Collision 200 Deductible $39
Medical Payments 5000/100 $63
Total Motorcycle / ATV 2 $196
Overall Total $693




--------------------------------------------------------------------------------
Thanks, you should be receiving an E-mail shortly.


Shoot this is better thanI am getting with Progressive.

Bulldog
 

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I been with Progressive for 15 years.

No accidents,tickets,no claims.My 99 Valkyrie was 305/yr.They said my 04 Wing would be 535,They siad,more CC's,newer bike.I checked with the Honda riding club which my dealer was so nice to give me for a year,man it must have set him back.Called them with Progressive and WOW same as the VAlk 305/yr.
 
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Don,try Liberty Mutual.They might not be takeing on any more new bike policies,but it's worth a try.I've been with them for years,no tickets,no claims,full coverage for a 50 yr old, $700.00. Ric
 

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Discussion Starter · #12 ·
Here is a list I found on another site.
Don't forget I'm in Ontario and our insurance has gone through the roof!!!

I pay over $3800.00 for the farm and business, and over $4000.00 for 3 vehicles a year.

When I shopped around last year this time no other insurance company could do better on the bike than State Farm. But they were more expensive on for the farm and vehicles.

http://www.gtamotorcycle.com/viewtopic.php?t=1912
 

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Dairyland...$267 year...full coverage...been with them for years...never had motorcycle insurance with any other company. I have a friend who also has dairyland and has had three accidents in the last 4 years...his rate has gone up some...but not as much as you would expect...and they paid without any problem...
 

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Insurance

I'm hearing some awfully high numbers out there. Mine is $250/yr full coverage for 12 months with Tennessee Farm Bureau.
 

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Discussion Starter · #15 ·
I forgot to mention that I have NOT had a speeding ticket or ticket of any kind in the last 15 years. It's just that the insurance companies are ripping us off here in Ontario.
 

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I also live in Ontario, Canada and agree that we are getting hosed by the insurance companies.

The cheapest I found was with JEVCO at $1150 / year. In Canada, you cannot get 6-month bike insurance (go figure!).

This is for full coverage: $1M liability, $500 ded. Collision, Fire, Theft and All Perils with a bike value of $30,000.

This also includes a group rate reduction for being a member of GWRRA. This saved me about $300 / year with JEVCO. It is well worth joining GWRRA if only for this reason.
 

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bike insurance

yes rates are extremely variable from state to state. heres my good experience with an insurance company.

i have two bikes, gl1800 and a 1998 pacific coast. im 49 with a clean driving record. i have great coverage, and $ 3000 accessories coverage on each machine. i have been with dairyland for several years. each year my rates go down--yes down. all i need is a phone call to change coverages, or when i get a new bike, i also pay over the phone with a credit card. couldnt be any easier.

i pay $ 340 total for the two bikes.

note that dairyland doesnt cover all states, but it sure has worked well for me. i hate to even think about what a con insurance is, but since we must have it, dairyland has made it very easy and reasonable.

i did try progressive on line quote , it came in about $ 800. i have my car and home with state farm, thye were about $ 1000 for the bikes. yes it does pay to look arround a little to see whats avaible.

loren
 

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Two homes, two cars and two motorcycles, with no tickets, no accidents in
35 years...here's my story of whoe:

First, we have to establish that State Farm is anti-bike, anti-biker. They
have worked hand in hand with NHSTA to put heavy government
restrictions on both cars and MCs. They are seriously against elimination
helmet laws.

When I changed bikes to the 1800 last year, I figured that it would be a
good time to go to a pro-MC company like Progressive and save $125/year
to boot.

Then it was time to re-new my umbrella liability for $147. The question, do
you have any policies that are not insured by State Farm...."well, yeah a
motorcycle, so I guess you are happy about that". The shoe dropped, they
said that the effect on my umbrella liability would be an additional
$225/year.

I did the math, and dumped Progressive, for whom I have the highest
respect. So I was coerced by SF into a policy that neither of us wanted.

I think $535 is ridiculous for the Wing in a rural area, for a customer with
no negative data and 35 years of coverage with SF. I am looking for a
way to get out from under this "protection scheme.
:twisted:

Any thoughts?
 

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Deadeye-USMV said:
... Any thoughts?
Could you get the umbrella policy elsewhere? Or is it necessary that you stick with SF?

I too have all my insurance with SF (no umbrella) except the MC which is with Progressive.

I've heard that comment before about SF, but for me two years ago their quote was only about 10% above Progressive's and I considered that a reasonable deviation.
 

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Paying State Farm $350/yr for the '03 Wing. Paying Geico $255 for the '85 Wing.

State Farm wouldn't give me a "quantity discount" for the bike even
with my car and house through them...

Just another data point...
 
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