Definitely, why take a chance on you being the one in a .million to get a rock in the oil filter and a lot better odds for a hole in you coolant bottle. Assuming honda didn't move these things in 16 . Now that's one lottery I would probably win lol
I would keep in mind it may deflect enough energy to keep hard parts from taking a significant hit. My pan took quite a hit from a road gator which, had it been a direct hit without the pan, it might had at least cracked the case. I too think there is no negative to having a belly pan. The concern about heat dissipation is negligible, the bike is cooled by it's radiators. Anyway, air does flow through the pan, it isn't a "closed" system.I personally don't think a belly pan will save any hard parts like cases. I do think it will protect the soft parts like the coolant reservoir and the oil filter.
Interesting that you mention these items along with a belly pan.True, the bike wasn't "designed" for it, but the GW wasn't designed for a lot of things we do, pulling trailers, car tires, carrying people who are 300 lbs apiece...