[jfink]

I suspect you have put the wheel on correctly if the wheel is turning easily with no binding. Sounds like you are saying that the tire is rubbing on the back fender or the fender extension. Some things to check;

1. You may have put the back fender on improperly. The fake chrome side pieces go over the top of the back fender when mounted properly. (this would be my guess for the problem)
2. Are the screws holding the fender extension properly tightened?
3. Did you remove for tire replacement and is the tire the right size?

In the end I may not have understood the problem correctly. If this is the case, please ignor my contribution (my wife has no problem with this)!

 

[jfink]

Isn't it funny how we all speak the same language, but then again not! The bullet points I posted may still be the issue, even though I got the question wrong.

You may want to also check the shroud. If the two bolts (one on either side) at the very bottom of the shroud are in and tight, there is very little chance that the shroud is causing the problem.

There isn't a lot of clearance between the fender (and added fender extension) and the shroud even when everything is properly installed. If the extension was not designed properly or installed properly, that could be the problem.