jbar , I have tried a number of different jackets and combo's they all have their limitations . I tend to bring the "style" of jacket for the "kind" of ride I plan on doing .
If I'm doing an Iron butt special I wear the Stitch, no question, this thing will keep you bone dry in torrential down pours . I always carry a full set of Gerbings liners no matter what .
If it is a nice casual cruz I usually wear the First Gear Mesh tech. Nice and light has a liner and can even wear the Gerbings underneath if the weather changes .
For all around universal, can go far even, set up I wear the FG Kilimanjaro, real nice jacket 100% waterproof, removable liner .
Having said all this if I had to choose only one jacket it would be the Kili, with the Gerbings liner.
Good luck with your choice.
