The bank is likely quoting you the "loan value" which assume you are making a cash payment to Seller in addition to the amount borrowed. That's a good/fair price for the F6B especially given the ridiculously low mileage. Tires are worth $500.00 - $600.00 easy. Congrats. Ride safe, take a class (or two), and please, ATGATT.Thank you. I placed a deposit on it. The bank says it’s value is $11,800 but they could be lowballing. Figured people here would know best.
Now the fun beginsThanks everyone for the insight. I purchase the bike for $12,995 after scouring the internet for similarly equipped models/years and finding the price to be the same or more. I was able to negotiate with the dealer that they will cover 50% of the labor rate when I install new tires and will sell them to me at their cost. This was written on the bill of sale and is in their service database now as well. I've ridden the bike about 60 miles or so now and it is amazing. They filled it with fuel and added/installed a battery tender for free as well. It is a dream to ride!