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Is there something in your insurance policy that stipulates that your carrier isn't responsible when someone intentionally collides with you?
The Orlando Sentinel described how Progressive denied a claim because an SUV driver intentionally drove into the path of a tractor-trailer driver in Interstate 4. Progressive denied the claim from the trucker since the SUV driver was committing suicide and killing two of his four children. Progressive said or implied that it wasn't an "accident" because the SUV driver did it on purpose.
The tractor-trailer driver was injured, requiring therapy and was unable to continue his job. He sued Progressive for his medical costs and a Florida jury sided with Progressive. Then Progressive sued the truck driver for $20,000 to cover their legal costs.
http://www.orlandosentinel.com/news/loc ... 2597.story
I realize that insurance companies look for loopholes to avoid paying claims but I think that Progressive carried it too far on this one.
The Orlando Sentinel described how Progressive denied a claim because an SUV driver intentionally drove into the path of a tractor-trailer driver in Interstate 4. Progressive denied the claim from the trucker since the SUV driver was committing suicide and killing two of his four children. Progressive said or implied that it wasn't an "accident" because the SUV driver did it on purpose.
The tractor-trailer driver was injured, requiring therapy and was unable to continue his job. He sued Progressive for his medical costs and a Florida jury sided with Progressive. Then Progressive sued the truck driver for $20,000 to cover their legal costs.
http://www.orlandosentinel.com/news/loc ... 2597.story
I realize that insurance companies look for loopholes to avoid paying claims but I think that Progressive carried it too far on this one.